Our experienced mortgage advisers will guide you through all stages of financing the largest business deal of your life –from choosing the right property, developing the wisest, safest, cheapest and most stable mortgage plan for you, extracting the best price quotes from the different banks to achieve the lowest interest rate available – we are always available for our clients with personal guidance on a variety of financial issues throughout the life of the mortgage loan and beyond.
? WHY PAY MONEY FOR CONSULTATIONS
? WHY PAY MONEY FOR CONSULTATIONS
MORTGAGE COUNSELING AND GUIDANCE FOR PRIVATE INDIVIDUALS
We’d all like to own property, providing us with a sense of physical and financial security. For most of us, buying a home is the biggest financial transaction we have ever made. There are typically many concerns that come along with the decision to acquire property. Will we succeed in paying for this expensive purchase? Will we manage to pay back the mortgage payments every month? Is this even the right step to take?
Our motto is: We fight for each of our clients’ mortgages as though it were our own.
No doubt, taking out a loan is a decision with far-reaching financial implications. A good decision regarding the structure of the mortgage plan will affect your monthly commitment to the bank for many years to come. In fact, a wise mortgage plan will be the most important savings plan for your future!
At Tobolsky we are committed to personally assisting each of our clients, placing our main emphasis on the client’s best interests – even at the cost of losing a deal.
Since this is, in reality, a “shelf product,” just like in any other store, mortgage has a price. The price incorporates the bank’s profit, and the bank will therefore try to maximize it. The mortgage world is notorious for its complexity even within the world of finance, and this complexity provides an opening to much financial creativity. The bank will try to take advantage of this to increase its profit in a way that will not be evident to the client. A mortgage consultant, on the other hand, will utilize this exact same option for creativity to adjust the mortgage plan to the client’s needs and ability, and to attain the lowest possible interest rate.
The mortgage advisor must be someone who had previously served as a banker and who is familiar with the system and with the banking mindset.
At Tobolsky we are committed to personally assisting each of our clients, placing our main emphasis on the client’s best interests – even at the cost of losing a deal. The guidance we provide to our clients is carried out in full cooperation and coordination with each client in a manner tailored to his personal needs and current conditions, with close attention to personal status and possible future scenarios as factors to consider when obtaining a mortgage.
All mortgage advisors at Tobolsky are former mortgage bankers who decided to “cross over” to the clients’ side. Our advisors’ deep knowledge of the banking system and our extensive connections with the banks serve to the benefit of our clients by enabling us to utilize the various options offered in the mortgage market to create a personal, stable, and cost-effective arrangement.
Our services include full, personal guidance from the first stages of planning and deciding to purchase a property to the preparation of the documents and forms, signature, receiving the loan and throughout the entire duration of the mortgage plan.
Our motto is: We fight for each of our clients’ mortgages as though it were our own.